The Default Digest Blog

Built for agents working distressed properties. Step-by-step guides, strategy breakdowns, and market news that help you act fast and close more deals.

Featured Posts

What Is an REO Property? How to Find and Buy Bank-Owned Homes

What Is an REO Property? How to Find and Buy Bank-Owned Homes

Jan 7, 2026

Learn what an REO property is and how to find and buy bank-owned homes. This guide offers essential tips for making competitive offers and navigating the buying process.

The Best Resources for Real Estate Targeted Mailing Lists in 2025

The Best Resources for Real Estate Targeted Mailing Lists in 2025

Jan 7, 2026

Discover the best resources for real estate targeted mailing lists in 2025 to enhance your marketing strategy and achieve higher ROI with effective outreach.

Short Sales 101: A Beginner's Guide

Short Sales 101: A Beginner's Guide

Jan 7, 2026

Learn about short sales, a viable option for homeowners facing financial hardship, and how they can help avoid foreclosure while benefiting buyers with unique opportunities.

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Jan 7, 2026

Discover the key differences between short sales and foreclosures. This guide helps homeowners make informed decisions to protect their financial future and credit score.

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

Jan 7, 2026

Master the short sale process with our step-by-step guide, designed for real estate professionals. Understand the steps, paperwork, and how to avoid common mistakes.

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

Jan 7, 2026

A short sale allows homeowners to sell for less than their mortgage amount, avoiding foreclosure and minimizing credit damage. Learn the process, benefits, and tips for success.

Sellers in Panic Mode. How To Respond If You Are Already Behind

Sellers in Panic Mode. How To Respond If You Are Already Behind

Jan 7, 2026

Sellers in panic mode can regain control of their mortgage situation with a clear three-step action plan. This guide offers essential strategies and scripts to help you act confidently and effectively.

Managing Earnest Money in Short Sales: What Buyers Need to Know

Managing Earnest Money in Short Sales: What Buyers Need to Know

Jan 7, 2026

Learn how to manage earnest money in short sales effectively. This guide helps buyers understand deposits, contingencies, and timelines to minimize financial risks.

7 Major Deal Killers in Short Sales and How to Prevent Them

7 Major Deal Killers in Short Sales and How to Prevent Them

Jan 7, 2026

Discover the seven major deal killers in short sales and learn effective strategies to prevent them, ensuring successful transactions for distressed homeowners.

Deficiency Judgments in Short Sales: What Homeowners Need to Know

Deficiency Judgments in Short Sales: What Homeowners Need to Know

Jan 7, 2026

Understand deficiency judgments in short sales to protect yourself from owing money post-sale. This guide offers crucial steps to minimize risks and avoid surprises.

VA Compromise Sales: The Hidden Advantages for Military Homeowners

VA Compromise Sales: The Hidden Advantages for Military Homeowners

Jan 7, 2026

Discover the advantages of VA Compromise Sales for military homeowners facing financial hardship, including entitlement preservation and unique benefits tailored for servicemembers.

How to Handle Offers on Short Sales: Primary, Backups, and Earnest Money

How to Handle Offers on Short Sales: Primary, Backups, and Earnest Money

Jan 7, 2026

Learn how to handle offers on short sales effectively. This guide provides strategies for managing primary buyers, backups, and earnest money to protect your clients' interests.

Short Sale Cash Incentives: How to Get Paid to Move at Closing

Short Sale Cash Incentives: How to Get Paid to Move at Closing

Jan 7, 2026

Discover how to secure short sale cash incentives to help with your moving expenses at closing. Learn about relocation assistance and maximize your benefits today.

How Long Does Foreclosure Take? Judicial vs. Non‑Judicial Timelines, State by State

How Long Does Foreclosure Take? Judicial vs. Non‑Judicial Timelines, State by State

Jan 7, 2026

Discover how long foreclosure takes with our guide on judicial vs. non-judicial timelines. Learn key milestones and strategies to protect your options effectively.

FHA vs VA Short Sales: Agent Playbook for Faster Approvals

FHA vs VA Short Sales: Agent Playbook for Faster Approvals

Jan 7, 2026

Get faster approvals with our guide on FHA vs. VA short sales. Learn key strategies and best practices to streamline your process and close within 45-120 days.

FHA Short Sales: A Step-by-Step Guide for Real Estate Professionals

FHA Short Sales: A Step-by-Step Guide for Real Estate Professionals

Jan 7, 2026

Navigate FHA short sales with ease using this comprehensive guide, which details eligibility, step-by-step processes, and strategies for successful transactions.

Essential Questions to Ask Before Making an Offer on a Short Sale

Essential Questions to Ask Before Making an Offer on a Short Sale

Jan 7, 2026

Before making an offer on a short sale, discover essential questions to ask that can help you evaluate the opportunity and structure a successful bid effectively.

Analyzing Market Conditions for Distressed Property Investments

Analyzing Market Conditions for Distressed Property Investments

Jan 7, 2026

Discover how to analyze market conditions for distressed property investments, uncover key indicators, and make informed decisions to capitalize on opportunities.

What Is an REO Property? How Homes Become Bank Owned and How To Buy One

What Is an REO Property? How Homes Become Bank Owned and How To Buy One

Jan 7, 2026

Learn what an REO property is and how to buy one. This guide covers the process of acquiring bank-owned homes, including tips for financing and avoiding common pitfalls.

FHA Short Sales: Benefits and Challenges for Homeowners

FHA Short Sales: Benefits and Challenges for Homeowners

Jan 7, 2026

An FHA short sale offers homeowners facing financial hardship a way to avoid foreclosure, with benefits like reduced credit impact and potential relocation assistance.

Distressed Housing Market: Current State and What to Do About It

Distressed Housing Market: Current State and What to Do About It

Jan 7, 2026

Explore the distressed housing market and learn how to navigate rising foreclosure activity with strategic insights for agents and investors. Gain a competitive edge today.


Posts

What Is an REO Property? How to Find and Buy Bank-Owned Homes

What Is an REO Property? How to Find and Buy Bank-Owned Homes

Jan 7, 2026

Learn what an REO property is and how to find and buy bank-owned homes. This guide offers essential tips for making competitive offers and navigating the buying process.

VA Lending Rebound (Gen Z Leads): Pairing Assumptions, Mods, and Compromise Sales

VA Lending Rebound (Gen Z Leads): Pairing Assumptions, Mods, and Compromise Sales

Jan 7, 2026

Explore how VA lending is rebounding for Gen Z homeowners through assumptions, loan modifications, and compromise sales, providing valuable options for managing mortgages effectively.

Tax Implications of Short Sales: What Homeowners Need to Know

Tax Implications of Short Sales: What Homeowners Need to Know

Jan 7, 2026

Understand the tax implications of short sales to avoid unexpected liabilities. This guide explains cancellation of debt income and available relief options for homeowners.

The Best Resources for Real Estate Targeted Mailing Lists in 2025

The Best Resources for Real Estate Targeted Mailing Lists in 2025

Jan 7, 2026

Discover the best resources for real estate targeted mailing lists in 2025 to enhance your marketing strategy and achieve higher ROI with effective outreach.

Short Sales 101: A Beginner's Guide

Short Sales 101: A Beginner's Guide

Jan 7, 2026

Learn about short sales, a viable option for homeowners facing financial hardship, and how they can help avoid foreclosure while benefiting buyers with unique opportunities.

Short Sale vs. Foreclosure vs. Deed in Lieu: Which Path Fits Your Situation

Short Sale vs. Foreclosure vs. Deed in Lieu: Which Path Fits Your Situation

Jan 7, 2026

Explore the differences between a short sale, foreclosure, and deed in lieu to determine the best option for your financial situation and regain control over your future.

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Short Sale vs. Foreclosure: Which Path is Right for Your Situation?

Jan 7, 2026

Discover the key differences between short sales and foreclosures. This guide helps homeowners make informed decisions to protect their financial future and credit score.

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

The Short Sale Process: A Step-by-Step Guide for Real Estate Professionals

Jan 7, 2026

Master the short sale process with our step-by-step guide, designed for real estate professionals. Understand the steps, paperwork, and how to avoid common mistakes.

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

What Is a Short Sale? Plain English Guide, Process, Pros and Cons

Jan 7, 2026

A short sale allows homeowners to sell for less than their mortgage amount, avoiding foreclosure and minimizing credit damage. Learn the process, benefits, and tips for success.

Short Sale or Loan Modification? A Simple Decision Flow That Works

Short Sale or Loan Modification? A Simple Decision Flow That Works

Jan 7, 2026

Make an informed choice between a short sale and loan modification with our simple decision flow. Understand your options for managing debt and maintaining control over your home.

Second Liens and HELOCs in Short Sales: How to Get to Yes

Second Liens and HELOCs in Short Sales: How to Get to Yes

Jan 7, 2026

Learn how to navigate second liens and HELOCs in short sales effectively. This guide provides strategies for homeowners and agents to secure approvals swiftly.

Sellers in Panic Mode. How To Respond If You Are Already Behind

Sellers in Panic Mode. How To Respond If You Are Already Behind

Jan 7, 2026

Sellers in panic mode can regain control of their mortgage situation with a clear three-step action plan. This guide offers essential strategies and scripts to help you act confidently and effectively.